427 Main St

Oconto, WI, 54153, United States

Property ID: #195266 // RESIDENTIAL
5,337 ft²
0.31 acres
5 beds
3 baths
  • Address
    427 Main St
  • City
    Oconto
  • State
    WI
  • Zip
    54153
  • Country
    United States
  • Municipality
    City of Oconto
  • County
    Oconto
  • Property Type
    Residential
  • Additional Types
    Home, Residential, Single Family
  • Parcel Number
    26531190481701
  • Year Built
    1895
  • Lot Size
    0.31 Acres
  • Beds
    5
  • Full Baths
    3.00
  • Square Feet
    5,337
  • Data Source
    Realtor Association of Northeast Wisconsin
  • Listing Link
  • MLS Number(s)
    50225052
PROPERTY INFORMATION

$1,000 BUYERS INCENTIVE! Get cash back at closing for this property. Financing is also available. This 1895 Queen Anne Victorian Home is so well cared for, you won’t have to do a thing. It just needs you to live amongst its history and continue the story. Hardwood floors, wood burning fireplaces, claw foot tubs, and more. 3 stories of excellent craftsmanship and character. A must see!!

DIRECTIONS

Hwy 41 to Oconto. Main St to property on the left.

SOURCE DISCLAIMER
Copyright ? 2020 Realtor Association of Northeast Wisconsin. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
SOURCE MODIFICATION TIMESTAMP: 2020-07-05 16:59:50

Property Buying Tips

So you’ve decided to buy! Congrats, that’s great!
Here are some great tips to get you on your way to ownership.

1. Determine Your Budget & Save

Take into account the average down-payment is 10%. 10% is not required, but the loan amount and approval will fluctuate depending on the percentage you put down. Determine how much you can pay for your monthly mortgage. Outline your expenses and be honest with yourself about what you can reasonably afford. Also, ask yourself what happens if you lose your job? Or if you’re part of a couple, what happens if your spouse loses their job?

2. Secure a Loan

Once you’ve got your budget in order, it’s time to go shopping for a loan. Visit multiple lenders to weigh your options and find the best deal. Each bank will determine if you are eligible and at what interest rate you will be charged. based on your financial situation. Make sure to ask questions such as what the breakdown of the monthly payments will be once you have made your down payment, how the loan term will affect your monthly payments, whether or not the interest rate is fixed or variable, if home insurance or any other services are included within the home purchase amount.

3. Be Prepared

Have a current Pre-qualification letter and good faith deposit funds available. Technology makes it easier than ever for your real estate agent to draft and transmit a purchase offer back and forth for your signatures. But, this is only one piece of the puzzle. You also need a current pre-qualification letter, and ready access to your good faith deposit. This can be obtained from the bank and confirms their willingness to give you a loan. Most sellers won’t accept a letter that’s more than three months old. If your home search lasts for more than three months, you’ll need an updated pre-qualification letter. When you submit your offer, it must include a check for the good faith deposit. Generally, good faith is at least 3% of the purchase price. This check will be deposited into an escrow account within three days of an accepted offer.

4. Stay Informed

Always make sure to do your homework and learn the history on a property you are interested in. Does the neighborhood have a high crime rate or a new highway/major road being constructed nearby that could be affecting the price? Is the heating, plumbing, roofing and window work in good condition? Those hidden problems can lead to major expenses in the future - post purchase. Ask your realtor for a property condition report and and see if the home comes pre-inspected. If not, we highly recommended to get and inspection before the purchase is complete. Being “in-the-know” and taking the extra steps can save you money and headaches in the long run.

Traditional Sale
List Price:
$259,900

By placing an offer, you are agreeing to the terms & conditions of the traditional sales process.

Wondering how the traditional sales process works? Click here.

Receive up to
$1,559
cash closing credit
when buying
through Cashifyd
Speak to RealtyHive
  • Amy Badendick
  • Micoley.com LLC
  • License # 94-79410
  • Additional Licensing Information:
  • Auctioneer: Wade T. Micoley #2647-052
  • Auction Company: RealtyHive, LLC #502-53
  • Broker: Wade T. Micoley #43427-90
  • Real Estate Brokerage: Micoley.com LLC #937843-91
Financing

Please contact your local lender